Can I Get Car Repair Financing?

Honda Repair

If you are putting off repairing your vehicle because you can’t quite afford it right now, you run the risk of facing a hefty repair bill down the road. But there’s really no reason to postpone taking care of your car when you take advantage of the car repair financing available at Planet Honda. Find out about the car repair financing options available in the Denver area, and then schedule an appointment at our Service Center today!

What is Car Repair Financing?

So, what exactly is car repair financing, and how does it work? An auto repair loan is just a personal loan that you use for car repairs. Such a loan can be either secured or unsecured, depending on the lender. A secured loan means that the car title is used as collateral. Whether you obtain a secured or unsecured loan, a credit check will have to be conducted, so you should make sure to find out what your current credit score is. Note that car repair loans are not intended to cover routine maintenance services such as oil changes or tire rotations.

Car Repair Financing with Bad Credit

For Arvada-area drivers who have bad credit or no credit, you should be prepared to pay a higher interest rate on your loan. Check to see what your current credit score is and take some time to decide if your budget can handle the larger interest rate. It may be better for you to try to boost your credit or save up to pay for the repair outright than to have the vehicle repaired immediately.

Is Car Repair Financing Right For You?

If you are considering car repair financing, there are some key factors that you should consider before applying for a loan. Ask yourself the following questions:

  • How much is your car, truck, or SUV currently worth?
  • How much would you have to pay to buy a new or used car?
  • What is the total cost of the necessary repairs?
  • What would your vehicle be worth after repairs?

Call the Finance Experts at Planet Honda Today

Want to learn more about your car repair financing options? Our finance team is happy to review your options. Remember that our Service Center offers professional auto repair, and we use only genuine Honda parts when we work on your car. If you have any questions, feel free to contact us.

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(303) 215-4200

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15701 West Colfax Ave • Golden, CO 80401

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Planet Honda

15701 West Colfax Ave Golden, CO

Phone: (303) 215-4200


Phone: (303) 215-4200 [#3]

15701 West Colfax Ave Golden, CO


Phone: (303) 215-4200 [#2]

15701 West Colfax Ave Golden, CO


Phone: (303) 215-4200 [#1]

15701 West Colfax Ave Golden, CO
39.730222 -105.1791177
Planet Honda 39.730222, -105.1791177.